Individual Dental Insurance vs Discount Plan - Price Comparison

   

Individual Dental Insurance vs The Dental Club Card

Traditional individual dental insurance is often perceived as the best way to pay for dental expenses. And while individual dental insurance is an excellent option when sponsored by your employer, it is often not very cost effective when paying for it yourself. Most individual dental insurance plans require you to satisfy waiting periods and deductibles before having major and sometimes even minor restorative work done.

In addition, there are always annual maximums that limit your benefits. That's why The Dental Club was created. To give you immediate and predictable discounts without any limits on your savings. Below is an example of how The Dental Club can save you money when compared to a typical individual dental insurance plan.

  The Dental Club Dental Insurance
Crown (dentist's fee) $578 $820*
Waiting Period None 12 Months
Deductible None $50
Member co-insurance $578 $385**
12 months premiums*** $60 $480
Member total cost $638 $915

 

Choose your Dental Club membership  
Individual Membership  
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Family Membership  
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* Dentist fee based upon 80th percentile of Medicode. Fees vary by region.
** 50% amount member responsible for after paying $50 deductible
***Assumes $40/mo premium for individual dental insurance waiting period
 
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